Finally, a Budget Built for Campus Life.

Stop guessing where your money goes. Track spending, split house bills, and forecast your financial future with the only platform designed specifically for students.

No credit card required

Security

Bank-Level Encryption

Privacy

Your Data stays Yours

Financial Independence Starts with Clarity

Margent Mobile App

Margent isn't just another spending app. It's a tool built for the specific rhythms of college life, designed to help you master your money so it never holds you back.

Intuitive Transaction Editing

Life is fast and mistakes happen. Fix any transaction with a few taps, ensuring your financial record is always accurate and honest.

Customizable Categories

Your spending doesn't look like everyone else's. Create categories for textbooks, late-night snacks, or rent that actually fit your student life.

Secure Bank Sync

Connect your accounts safely with bank-level encryption. We automatically import your transactions so you can spend less time typing and more time studying.

Margent
AES-256 Encrypted

Powerful What-If
Financial Forecasting.

Margent provides the tools to model your future. Use our forecasting engine to see exactly how specific weekly adjustments impact your long-term capital recovery.

Interactive Modeling

Adjust your parameters in real-time to visualize various financial scenarios.

Growth Projections

See the compounding effect of consistent discipline across your entire degree.

Capital Recovery

Identify how much future interest you can avoid by making strategic choices today.

What-If Weekly Savings

Interactive Forecasting Simulator

Slide or Hover Graph to Adjust

$40

4-Year Timeline (Growth at $40/wk)

Projected Graduation Impact

$8,320

Total saved by graduation.

Housemate Hub

Shared Expenses

Costco Run

Yesterday

$388.42

Share: $129.47

JL
MK
SR

Electricity Bill

Oct 12

$145.00

Share: $48.33

JL
MK
SR
Settled
One-tap Venmo integration

Effortless
Expense Splitting.

Stop chasing roommates for rent or groceries. Margent’s integrated settlement engine tracks who owes what and handles the resolution in seconds.

Group Settlements

Split bills with any number of people and track individual payment status.

Venmo Integration

Initiate payment requests directly from the app with pre-filled details.

Precision Control

Manually adjust shares down to the cent for absolute accuracy.

Roadmap

O1

Predictive Insight Engine

Harnessing machine learning to identify spending leaks before they happen, specifically tailored to chaotic college student schedules and erratic income patterns.

O2

Housemate Settlement Hub

Seamlessly split rent, utilities, and grocery runs with roommates. Direct integration with major student-used payment apps for instant debt resolution.

O3

Integrated Loan Strategy

Track your student loans alongside your daily spending. See the real-time impact of small extra payments on your long-term interest and repayment timeline.

PRICING

Simple, transparent pricing

Everyone gets a 30-day free trial. No credit card required. Cancel anytime.

Standard

Manual transaction tracking

$2.99/month

✓ 30-day free trial included

Start Your 30-Day Free Trial
  • Unlimited budgets
  • Category customization
  • Spending analytics
  • Manual transaction entry
  • Budget alerts
  • Data export
Most Popular

Pro

Auto bank sync + everything in Standard

$5.99/month

✓ 30-day free trial included

Start Your 30-Day Free Trial
  • Everything in Standard
  • Bank account sync
  • Automatic transaction import
  • Advanced analytics
  • Spending insights
  • Priority support

Questions about plans? Contact us

Common Questions

Everything you need to know

Spend Wisely.

The budget tracker built for students who want to master their finances before graduation.

No credit card required