Stop guessing where your money goes. Track spending, split house bills, and forecast your financial future with the only platform designed specifically for students.
No credit card required
Security
Bank-Level Encryption
Privacy
Your Data stays Yours

Margent isn't just another spending app. It's a tool built for the specific rhythms of college life, designed to help you master your money so it never holds you back.
Life is fast and mistakes happen. Fix any transaction with a few taps, ensuring your financial record is always accurate and honest.
Your spending doesn't look like everyone else's. Create categories for textbooks, late-night snacks, or rent that actually fit your student life.
Connect your accounts safely with bank-level encryption. We automatically import your transactions so you can spend less time typing and more time studying.
Margent provides the tools to model your future. Use our forecasting engine to see exactly how specific weekly adjustments impact your long-term capital recovery.
Adjust your parameters in real-time to visualize various financial scenarios.
See the compounding effect of consistent discipline across your entire degree.
Identify how much future interest you can avoid by making strategic choices today.
Interactive Forecasting Simulator
Slide or Hover Graph to Adjust
$40
4-Year Timeline (Growth at $40/wk)
Projected Graduation Impact
$8,320
Total saved by graduation.
Housemate Hub
Costco Run
Yesterday
$388.42
Share: $129.47
Electricity Bill
Oct 12
$145.00
Share: $48.33
Stop chasing roommates for rent or groceries. Margent’s integrated settlement engine tracks who owes what and handles the resolution in seconds.
Split bills with any number of people and track individual payment status.
Initiate payment requests directly from the app with pre-filled details.
Manually adjust shares down to the cent for absolute accuracy.
O1
Harnessing machine learning to identify spending leaks before they happen, specifically tailored to chaotic college student schedules and erratic income patterns.
O2
Seamlessly split rent, utilities, and grocery runs with roommates. Direct integration with major student-used payment apps for instant debt resolution.
O3
Track your student loans alongside your daily spending. See the real-time impact of small extra payments on your long-term interest and repayment timeline.
PRICING
Everyone gets a 30-day free trial. No credit card required. Cancel anytime.
Manual transaction tracking
✓ 30-day free trial included
Auto bank sync + everything in Standard
✓ 30-day free trial included
Questions about plans? Contact us
The budget tracker built for students who want to master their finances before graduation.
No credit card required