A budget that counts only what's yours.
Margent pulls your transactions from your bank and shows you what’s left this month. Shared a charge? Tap who was there and only your part counts. When they pay you back, it clears itself.
Free to start — no card needed.
Bank sync powered by Plaid
Read-only access. We can't move your money.
August
14 days left
$812.40 / $1,515.00
spent of August’s budget
Recent
Torchy's TacosSplit · $62.50
Eat Out
H-E-B
Groceries
Campus Dining payroll
Paycheck
Friends
Maya Chen
owes you
Jordan Blake
owes you
Hannah Lee
owes you
Your month, in one number.
Open it and you know where you stand. Your bank fills it in, the recap lands on the 1st, and every charge is already sorted.
Home is one glance
Spent, what’s left, and the per-day number that keeps you on track.
A recap every month
Lands on the 1st — totals, what changed, and your biggest expense.
Every transaction, categorized
Synced from your bank, searchable, sorted into your categories.
Split any charge in two taps.
The part nobody else does: when a charge was shared, your budget counts only your share. Every screen below is the actual app.
1Step 1 of 3
Tap who was there.
Every synced charge has a Split button. Tap the friends — shares do their own math, and the sentence at the bottom is the receipt.
2Step 2 of 3
Your budget keeps only your share.
Your budget only counts the amount that you actually paid — the same row, before and after.
3Step 3 of 3
Margent tracks the rest.
One number per friend, even when you owe each other. When they Venmo you back, Margent marks it paid on its own.
What users say
“Margent has had exactly what I needed so far, and the customer support is extremely good. Anytime I need anything, they're right there to help me.”
“Great quality budgeter. Never budgeted so well before! 10/10!”
Start free. Upgrade when you want bank sync.
The free plan covers manual tracking and splitting with friends. Pro adds automatic bank sync and analytics, and the first 30 days are free.
Free
No card neededManual tracking, no card required.
Sign up free- Manual transaction entry
- Unlimited budget categories
- 90-day transaction history
- Split expenses with friends
- Settle up via Venmo / Cash App
Pro
30-day free trialBank sync, analytics, unlimited everything.
Start 30-day free trial- Everything in Free
- Auto bank sync (Plaid)
- Full transaction history
- Advanced analytics + drill-downs
- CSV import & export
- Receipt scanner
Cancel anytime. Questions about plans? Contact us
Connected through Plaid
The industry standard. Margent never sees or stores your bank login.
Read-only access
We can’t move money or change anything in your account.
No card to start
The free plan never asks for a payment method.
Questions students ask
See your real number tonight.
Link your bank and in about a minute you'll know what you've actually got left this month — with the shared charges already sorted.
No card. Signing up takes about 30 seconds.