Finally, a budget tracker
built for college students.
Every time you split a bill, your budget logs the wrong number. Margent is the only student budgeting app that tracks your actual share — not the full amount you fronted.
Cancel anytime before your trial ends
Security
Bank-Level Encryption
Privacy
Your Data Stays Yours
Founder
Why I Built This
“I was the one with the Costco card in my friend group. I had three separate spreadsheets — one for my personal budget, one for splitting with roommates, and one for planning ahead. They never talked to each other. Every month I'd spend an hour trying to reconcile them and still didn't trust any of the numbers.
So I built the thing that should have existed. I use it every day, and I haven't found a product I'd switch to.”
Written by a college student. Tested in real life.
Housemate Hub
Shared Expenses
Costco Run
Yesterday
$388.42
Share: $129.47
Electricity Bill
Oct 12
$145.00
Share: $48.33
Why your budget is
finally accurate.
When Riley owes you $129 from the Costco run, Margent knows your grocery budget only took a $129 hit — not $388. It tracks the debt, not just the transaction.
Accurate budgets, always
Only your share counts against your budget. The rest is a tracked receivable until it’s paid back.
Venmo in one tap
Send a Venmo request instantly — amount and note prefilled, no copy-pasting required.
Precision splits
Equal, custom, or item-by-item — adjust shares down to the cent for absolute accuracy.
Built for how college actually works.
Your bank transactions come in automatically. Fix a mistake in a few taps. Set categories that match your actual life — textbooks, late-night runs, rent — not some template from 2009.
Intuitive Transaction Editing
Life is fast and mistakes happen. Fix any transaction with a few taps, ensuring your financial record is always accurate and honest.
Customizable Categories
Your spending doesn't look like everyone else's. Create categories for textbooks, late-night snacks, or rent that actually fit your student life.
Secure Bank Sync
Connect your accounts safely with bank-level encryption. We automatically import your transactions so you can spend less time typing and more time studying.
What if you saved
$40 a week?
Small amounts compound fast. Drag the slider to see exactly what you could have by graduation — then set a real goal and track it weekly.
Interactive Modeling
Adjust your parameters in real-time to visualize various financial scenarios.
Growth Projections
See the compounding effect of consistent discipline across your entire degree.
Savings Goals
Set a target and see exactly when you hit it based on your weekly discipline.
What-If Weekly Savings
Interactive Forecasting Simulator
Slide or Hover Graph to Adjust
$40
4-Year Timeline (Growth at $40/wk)
Projected Graduation Impact
$8,320
Total saved by graduation.
Roadmap
Live now
Personal budgeting + bank sync
Connect your bank and transactions come in automatically. Set budgets by category and see exactly where you stand.
Expense splitting + Venmo integration
Split any expense with roommates. Send a Venmo request in one tap — amount and note prefilled, no copy-pasting.
Margent Wrap
A weekly snapshot of where your month stands — not a 7-day rolling average. See if you're on track before it's too late to course correct.
Savings goals + projections
Set a goal, track your progress weekly, and see a projected completion date based on your real spending.
Recurring expense tracking
Mark subscriptions and bills as recurring. See upcoming charges before they hit your account.
College financial planning
Plan across your full college timeline — tuition, aid, loans, and savings in one place. See if you're on track to graduate without running out of money.
Debt payoff planner
Compare avalanche vs snowball strategies. See exactly when you'll be debt-free and how much interest you'll save with extra payments.
Coming in 2026
01
Friends & shared expenses
Connect with friends on Margent. Split a bill and it shows up in their app automatically — no more chasing Venmo payments or losing track of who owes what.
02
Student loan tracking
Import your federal and private loans. See the real-time impact of small extra payments on your long-term interest and repayment timeline.
PRICING
Simple, transparent pricing
Everyone gets a 30-day free trial. Cancel anytime before your trial ends.
Standard
Manual transaction tracking
✓ 30-day free trial included
- Unlimited budgets
- Category customization
- Spending analytics
- Manual transaction entry
- Budget alerts
- Data export
Pro
Auto bank sync + everything in Standard
✓ 30-day free trial included
- Everything in Standard
- Bank account sync
- Automatic transaction import
- Advanced analytics
- Spending insights
- Priority support
Questions about plans? Contact us
Everything you need to know
Spend Wisely.
The budget tracker built for students who want to master their finances before graduation.
Cancel anytime before your trial ends