A budget that counts only what's yours.
Margent syncs your bank, splits bills with friends so their share never touches your budget, and knows when you're on a trip. Built for college — one look tells you what you've got left.
Free to start. No signup needed to split a bill.
Bank sync powered by Plaid
Read-only access. We can't move your money.
Splits settle themselves.
Other apps make you keep a ledger and remember to mark things paid. Margent watches your bank, so when a friend Venmos you back, the split clears itself.
You split. They get a request.
Tap Split on any transaction, pick a friend, send. Margent sends them a Venmo request with the amount and note prefilled.
They Venmo you back.
No new app for them to download, no account to create. They just Venmo you like normal, usually within a day or two.
Margent clears the split.
When the Venmo hits your bank, Margent matches it and clears the split — automatically when it’s sure, one tap when it’s not.
Here's what lands on your phone.
Split cleared — $17.99 from Alex
Margent matched their Venmo to "Escape Room Dallas." You're done — no need to do anything.
No "lmk what I owe you" texts. No spreadsheet. No friend-shaped column in your head.
TRIPS
Spring break is one number.
Name the trip, pick the dates. You see your share, what it's costing per day, and who owes you what — instead of a weekend smeared across your budget.
- Spending during the trip lands on it by itself — not on Eat Out.
- Flights and Airbnbs you booked weeks earlier get pulled in.
- Split the whole trip with the people who came, one tap. Settle per person.
Start free. Upgrade when you want bank sync.
The free plan covers manual tracking and splitting with friends. Pro adds automatic bank sync and analytics, and the first 30 days are free.
Free
Manual tracking, no card required.
✓ No card needed
- Manual transaction entry
- Up to 10 budget categories
- 90-day transaction history
- Up to 3 savings goals
- Split expenses with friends
- Settle up via Venmo / Cash App
Pro
Bank sync, analytics, unlimited everything.
✓ 30-day free trial
- Everything in Free
- Auto bank sync (Plaid)
- Unlimited categories + goals
- Full transaction history
- Advanced analytics + drill-downs
- CSV import & export
- Receipt scanner
Questions about plans? Contact us
Questions students ask
Know what's yours.
Sync your bank, split with friends, keep trips in their own lane — and see what you've actually got left. Free to start.
Free to start. Takes about 30 seconds.